Five Rights you have as an Insurance Policy holder by Sachin Karpe

Sachin Karpe shares five rights that you have as an insurance policy holder.  Policy holders can cancel the insurance policy within 15 days from the date of receipt of the policy documents if they do not agree with the terms and conditions stated in the policy. Unit-linked plan holders have the right to withdraw their investment partially. They can also switch funds in a Ulip from one plan to another without any restriction or additional costs. A policy can be surrendered after the end of the prescribed lock-in period from the date of commencement of the policy says Sachin Karpe.

Sachin Karpe’s Guidance on Investing by Age

Sachin Karpe advices to everyone who wants to enjoy their retirement without having any money problems. Planning and starting investment at the early stage will help you in long run. If you are looking for a long term saving, then you need to start at earliest at the age of 30s. As soon as you begin to save your money, the less you have to save in future. Save at least 10% of your earned money (income) at the age of 30 and when you turn 40, save 15% of your income. This way you can save enough money for your retirement life. Try to invest in stock markets; it is the best option to save your money. Even the market goes down in the mean time it will recover you never know the outcome of it. At the age of 40, try to get an advice from an expert financial adviser to setup a financial goal on saving, spending and investing money. At the age of 50s you should rise up your percentage of savings in bonds, don’t shift out of stocks entirely but you still need to rest on the higher growth potential says Sachin Karpe.

10 Ways to Stretch Your Marketing Budget by Sachin Karpe

Most small businesses have modest marketing budgets, which means you have to make every dollar count says Sachin Karpe. Here are 5 ways to get big results from a small budget:  Ads are expensive to produce and expensive to run. But there are ways to get your advertising message in your prospect’s hands at a fraction of the cost of space advertising. Too many marketers scrap their old promotions and create new ones because they’re bored with their current campaign. That’s a waste. You shouldn’t create new ads or promotions if your existing ones are still accurate and effective. A strange thing happens to some entrepreneurs when they get a little extra money in the ad budget: they see fancy four-color brochures, gold embossed mailers and fat annual reports produced by Fortune 500 firms says Sachin Karpe.

Sachin Karpe’s Tips on Property Investment

Sachin Karpe shares his tips on property investment. Real estate investing has been a primary and highly effective wealth building tool for more than 100 years. The reality of the situation is that, while it may be more difficult to obtain financing for investment properties, there has rarely been a more opportune time for real estate investing. Sophisticated investors understand that the time to invest in any asset is when prices have fallen, not when price is peaking. One must know the right locations. One of the most important attributes of successful real estate investors is the ability to act quickly and decisively, when the perfect opportunity presents itself says Sachin Karpe.  Many people use real estate profits or access to capital to invest in additional properties with great success.

Sachin Karpe Shares Some Great Ideas to Make Your Home Cozy

When it comes to creating a home, what makes you feel comfortable, relaxed and happy is the right choice for you. The style you choose for your decor, the accessories you select and the ornaments and pictures that add beauty and individuality are very personal says interior designer Sachin Karpe. Choose plush furniture to set the cozy feeling in your home as it is the furniture that sets in the main factor for a cosy atmosphere. Try and make the area around your front door attractive and welcoming. A matching pair of tubs of seasonal flowers or miniature trees can frame the entrance of your home beautifully.