Acquiring a credit card can be a task, but if one remembers some simple steps the application process of getting a credit card would become simple” says Sachin Karpe giving some key points to remember while applying for a credit card. He suggests the following 3 ways in which one can have less stress during its application process:
- Eligibility Confirmation– The first and foremost point to keep in mind is that a person should be an Indian who is above 18 years of age to acquire a credit card. Also to get a credit card one must also have a decent annual income and a good credit history.
- Be ready with all the necessary information– Credits cards have now become a necessity for any person to survive, but to get this one has to be very clear and transparent about his about his personal and financial details. So for this to happen one must keep all their documents ready and handy. The applicant must always make check-list of the following documents
- bank accounts
- driver’s license number
- other debts
- whether you’re buying or renting your home
- Read the terms and conditions carefully– The one place where people lack is in reading the terms and condition for applying for a credit card. There is no doubt that it’s not easy and is very boring to read this the terms and conditions but they are extremely important.
“If the above points are kept in mind, the application would not be a difficult journey” says Sachin Karpe ending on a positive note.